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Health Insurance

Aug 06, 2008 12:50AM - 3 comments

Inspired by another member's lack of insurance, I feel compelled to write my thoughts on the issue. I pay heavy taxes for what? People say national health care is socialist...well I say this war in Iraq is theft and these tax breaks to rich scumbags and capitalist pig corporations is burglary. Don't get me wrong...I believe in capitalism and I believe in as little government interference as possible...but I don't think even Adam Smith would say that denying a person medicine and/or treatments that might save his life or prevent his ill health is the purpose of true capitalist sentiment. There are certain things that one should be able to capitalize on and certain things that should be taboo. Health insurance companies profit by overcharging healthy people for insurance and by often denying sick people. Without health insurance, you cannot possibly afford the cost of medical care should you need more than a strep-throat check now and again unless you are rich and you don't qualify for medicare unless you make a pitifully low wage. If you are someone like me, who has a significant medical history, the only way you can be insured in this country is by being on a group plan through an employer. Fortunately both my husband and I are educated. But what if something happens to my husband and our insurance coverage is lost, I would have to buy into my company's insurance plan, which will cost me about $1200/month to cover my family. What if the HMO/PPOs decide they will begin denying people with pre-existing conditions from even being part of company group plans? What's to say this won't happen. Without the government stepping in on certain issues and allowing Health Insurance companies to just screw us all over it seems to me it is only a matter of time before we enter into a primative system of only the rich being able to access good medical treatment in this country. People say they don't want the government controlling our health care, but are they okay with insurance companies controlling it, because that is what is happening. I encourage anyone who actually reads this...does anyone read these things? Anyway, I encourage you to go to the websites of John McCain and Barak Obama and read their plans regarding health care.

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by rockcityaudiouk, Aug 06, 2008 06:44AM
Hi,Ive heard that people are sneaking over the border into Canada to get free treatment and operations.
did you see micheal moores sicko film?
john.

by BionicBabe, Aug 06, 2008 01:08PM
Yes, I saw "Sicko" and while I think Michael Moore overdramatizes and his documentaries are not as balanced as I'd like, there is a lot of truth in what he does and that movie scared the heck out of me! I am interested in Canada's health system, as well as the systems in many European countries. Most people I've talked to who live in such countries are happy with their health care for the most part. The U.S. does have excellent health care in terms of what is available if you have good insurance or lots of money and there is a concern that some of that would be lost were we to have a national health care plan, but I think that Obama's plan safeguards against that possibility. It doesn't do away with health insurance companies but rather adds legislation to keep them from completely controlling the industry. Thanks for responding!

by sadecou, Sep 15, 2008 10:29AM
It is the health insurance companies.  They charge us a high amount of money for premiums and ask the doctors to take a pay cut for your care.  In the end, a visit to the doctor that would cost you $300 without health insurance will actually cost you $20 with the health insurance company paying the doctor $130.  So, the doctor decides that since the health insurance companies are not paying them that they will charge the uninsured $450 for that same doctor's visit.  The doctors are trying to recover what they have lost from the health insurance companies.  I don't see one candidate in the 2008 Presidential Election trying to fix this problem.  Everything is a band-aid.  A national health insurance plan will not fix this problem but only make it worse.  

And, in terms of Socialized Health Care, I have a friend who lives in England and has 3 boys.  One of his boys was born with a cleft lip.  If he had waited for the Socialized Health Care to kick in, his son would have been 6 before he would have had that operation.  Because he had private health insurance, his boy got treatment when he was 2.  So, Socialized Health Care does not work.

No, I think that the Republican and Democratic parties should STOP catering to the special interests and expose the health insurance industry for what it really is.  A racket and most of those health insurance execs belong in jail for theft and illegal business practices, to name a few.  

And, now you wonder why there are quality health care providers that have stopped taking health insurance or have stopped practicing.  It is not in their best interest to be a doctor.  They would be better off being a bus driver or a waitress.  The doctors make more money doing that.

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